Job Description

Mortgage Loan Originator

Towne Mortgage Family of Companies has more than 40 years of experience in the mortgage industry as a multi-channel, a national mortgage lender. We are continuously looking for talented team members to grow our team.

When you choose to work at Towne, you join more than a mortgage company; you become part of the Towne family! Our culture encourages you to show up for the job and stay for your career!

If you are looking to work for an award-winning company, with competitive compensation, comprehensive benefit offerings, and flexible work life, you found the right place!

This position can be performed remotely in the state of Georgia.

Current active NMLS license is required.

Position Overview:

Assist the borrower in determining the proper loan program, complete the loan application and gather the necessary paperwork, including pay stubs, tax returns, and bank statements, to begin the loan process. A credit report is obtained and analyzed by the originator. During the mortgage loan process, the mortgage originator communicates with the appraiser, title officer, escrow officer, loan processor, and underwriter.

Duties & Responsibilities Overview:

• Originate mortgage loans from self-generated efforts, corporate relationship referrals, and other campaigns.
• Interview applicants to develop information regarding their goals and determine the appropriate products, terms, and pricing.
• Responsible for collecting necessary client documents and analyzing income, assets, credit for mortgage loan applications.
• Take applications, conduct preliminary reviews, and submit complete loan applications to processing and underwriting for approval.
• Ensure documents required for processing, underwriting, and closing, are secured in a timely manner during origination.
• Take initiative to conduct daily marketing efforts with an expectation to generate 4+ loans per month.
• Answer incoming calls and assist with customer inquiries.
• Achieve team and individual sales/production goals and objectives.

Requirements Overview:

• NMLS License.
• 3-5 Years outside loan originator experience.
• High School degree required, Bachelor's degree preferred.
• Excellent communication skills.
• Ability to stay organized and manage multiple loans/priorities at the same time.
• Ability to analyze and comprehend complex financial data.
• Professional and effective interpersonal skills.
• Ability to meet the required hours of operation.
• Self-Motivated.
• Works in a highly ethical manner in any and all dealings with colleagues, clients, and partners.

Towne Mortgage is an equal-opportunity employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, disability, national origin, veteran status, or genetic information as well as any other State or local employment protections. Towne Mortgage is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.

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